Privacy Policy

Thank you for visiting tracerisks’ (“tracerisk”) Internet web site (“Site”) located at the URL This Privacy Policy details certain policies implemented throughout tracerisk governing tracerisk’s use of personally identifiable information about users of our Site and users of services available on this Site (the “Services”).

Privacy Policy Updates

Due to the Internet’s rapidly evolving nature, tracerisk may need to update this Privacy Policy from time to time. If so, tracerisk will post its updated Privacy Policy on our Site located at and if you are registered with us, we will send you an email, so you are always aware of what personally identifiable information we may collect and how we may use this information. If any modification is unacceptable to you, you shall cease using this Site and the Services. If you do not cease using this Site and the Services, you will be conclusively deemed to have accepted the change.

Information Collection and Use

You can generally visit our Site without revealing any personally identifiable information about yourself. However, to register, and in certain sections of this Site and when you use our Services, we may invite you to contact us with questions or comments, request information, provide us with feedback, join us, advertise on the Site and complete a registration form. Due to the nature of some of these activities, we may collect personally identifiable information, such as your name, contact data such as your address, email address, phone number, fax number, username, password, employment, geographic area, and other contact information that you voluntarily transmit with your communication to us. We also may collect information about you and your use of our Site and Services through your emails and other communications sent through this Site and our Services.

We may use your personally identifiable information to contact you to register you to use our Services, deliver certain services, provide notices regarding services you have used or purchased, provide notices regarding goods and/or services you might want to use or purchase in the future, including goods and/or services provided by third parties, and verify your authority to enter our Site, and improve the content and general administration of the Site and our Services and for targeted advertising.

If you elect to invite your friends to join or learn more about our Site, and submit their e-mail addresses, we will collect your friends’ email addresses that you submit and send them an email inviting them to join.

Children’s Privacy

tracerisk recognizes the privacy interests of children and we encourage parents and guardians to take an active role in their children’s online activities and interests. This Site is not intended for children under the age of 13. tracerisk does not target its Services or this Site to children under 13. tracerisk does not knowingly collect personally identifiable information from children under the age of 13.


We may use small text files called cookies to improve overall Site experience. A cookie is a piece of data stored on the user’s hard drive containing information about the user. Cookies generally do not permit us to personally identify you.

Advertisements that appear on this Site may be delivered to users by our advertising partners. Our advertising partners may download cookies to your computer. Doing this allows the advertising network to recognize your computer each time they send you an advertisement. In this way, they may compile information about where you, or others who are using your computer, saw their advertisements and determine which advertisements are clicked. This information allows an advertising network to deliver targeted advertisements that they believe will be of most interest to you. tracerisk does not have access to or control of the cookies that may be placed by the third party advertisers.

Aggregate Information

The Site may track the total number of visitors to our Site, the number of visitors to each page of our Site, browser type, and IP addresses, and other information provided by you and others users, and we may analyze this data for trends and statistics in the aggregate, but such information will be maintained, used and disclosed in aggregate form only and it will not contain personally identifiable information. We may use such aggregate information to analyze trends, administer the Site, track users’ movement, and gather broad demographic information for aggregate use. We may share this aggregate information with third parties to assist them in targeting advertisements to appropriate audiences.


We may provide your personally identifiable information and the data generated by cookies and the aggregate information to the vendors and service agencies that we may engage to assist us in providing our Services to you. For example, we may provide your personally identifiable information to a marketing, research and/or advertising agency to send advertising to you on our behalf. We will disclose your personally identifiable information if we reasonably believe we are required to do so by law, regulation or other government authority. We will not sell your personally identifiable information to any company or organization except we may transfer your personally identifiable information to a successor entity upon a merger, consolidation or other corporate reorganization in which tracerisk (or hubicle and Risk Management Group) participates or to a purchaser of all or substantially all of tracerisk’s (or hubicle and Risk Management Group’s) assets to which this Site relates.

Links to Third Party Sites

The Site may provide links to other Web sites or resources over which tracerisk does not have control (“External Web Sites”). Such links do not constitute an endorsement by tracerisk of those External Web Sites. You acknowledge that tracerisk is providing these links to you only as a convenience, and further agree that tracerisk is not responsible for the content of such External Web Sites. Your use of External Web Sites is subject to the terms of use and privacy policies located on the linked to External Web Sites.


We may employ procedural and technological security measures that are reasonably designed to help protect your personally identifiable information from loss, unauthorized access, disclosure, alteration or destruction. tracerisk may use password protection and other security measures to help prevent unauthorized access to your personally identifiable information.

Correction/Updating Personally Identifiable Information

tracerisk provides you with the ability to review, correct and delete any of the personally identifiable information that you have provided to us. If you wish to review or correct any information you have provided to us, you may access your account online.

If you have any questions regarding this Privacy Policy please contact us via email at